PNB Vs HDFC Bank Vs SBI: Check Detailed FD Interest Rate Comparison – News18

Among the mounted-revenue devices out there available in the market, mounted deposits (FDs) is among the hottest ones. FDs had been the least favorite devices on account of their incapability to cross even inflation charge. However, since final 12 months when the rates of interest began rising, FD rates of interest have been given greater returns. Here’s the comparability of the present mounted deposit (FD) rates of interest supplied by three lenders State Bank of India (SBI), HDFC Bank and Punjab National Bank (PNB) on deposits under Rs 2 crore.

HDFC Bank is providing as much as 7.75 per cent rates of interest on FD, relying upon deposit tenure and depositor’s age. PNB is providing FD charges as much as 7.75 per cent yearly and SBI is giving as much as 7.50 per cent a 12 months.

Latest rates of interest on mounted deposits lower than Rs 2 crore at HDFC Bank (every year):

• 7 days to 14 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
• 15 days to 29 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
• 30 days to 45 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
• 46 days to 60 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
• 61 days to 89 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
• 90 days to lower than equal to six months: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
• 6 months 1 day to lower than 9 months: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent
• 9 months 1 day to lower than 1 12 months: For General Public – 6.00 per cent; For Senior Citizens – 6.50 per cent
• 1 Year to lower than 15 months: For General Public – 6.60 per cent; For Senior Citizens – 7.10 per cent
• 15 months to lower than 18 months: For General Public – 7.10 per cent; For Senior Citizens – 7.50 per cent
• 18 months 1 day to lower than 21 months: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• 21 months to 2 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• 2 years 1 day to lower than 2 years 11 months: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• 2 years 11 months to 35 months: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• 2 years 11 month 1 day to 4 years 7 months: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• 4 years 7 months 1 day lower than or equal to five years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• 5 years 1 day to 10 years: For General Public – 7.00 per cent; For Senior Citizens – 7.75 per cent.

Latest rates of interest on mounted deposits under Rs 2 crore on the Punjab National Bank (every year):

• 7 days to 14 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
• 15 days to 29 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
• 30 days to 45 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
• 46 days to 90 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
• 91 days to 179 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
• 180 days to 270 days: For General Public – 5.50 per cent; For Senior Citizens – 6.00 per cent
• 271 days to lower than 1 12 months: For General Public – 5.80 per cent; For Senior Citizens – 6.30 per cent
• 1 12 months: For General Public – 6.80 per cent; For Senior Citizens – 7.30 per cent
• Above 1 12 months to 443 days: For General Public – 6.80 per cent; For Senior Citizens – 7.30 per cent
• 444 days: For General Public – 7.25 per cent; For Senior Citizens – 7.75 per cent
• 445 days to 2 Years: For General Public – 6.80 per cent; For Senior Citizens – 7.30 per cent
• Above 2 years as much as 3 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• Above 3 years as much as 5 years: For General Public – 6.50 per cent; For Senior Citizens – 7.00 per cent
• Above 5 years to 10 years: For General Public – 6.50 per cent; For Senior Citizens – 7.30 per cent.

State Bank of India’s FD Interest Rate (On Deposits Below Rs 2 Crore):

• 7 days to 45 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
• 46 days to 179 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
• 180 days to 210 days: For General Public – 5.25 per cent; For Senior Citizens – 5.75 per cent
• 211 days to lower than 1 12 months: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent
• 1 12 months to lower than 2 years: For General Public – 6.80 per cent; For Senior Citizens – 7.30 per cent
• 2 years to lower than 3 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• 3 years to lower than 5 years: For General Public – 6.50 per cent; For Senior Citizens – 7.00 per cent
• 5 years to as much as 10 years: For General Public – 6.50 per cent; For Senior Citizens – 7.50 per cent.