Curated By: Business Desk
Last Updated: December 05, 2023, 10:55 IST
There are a number of advantages of lifetime free bank cards.
Lifetime free bank card doesn’t carry any annual or renewal charges.
Credit playing cards have quite a few benefits like steadiness switch, straightforward mortgage approval, inexpensive EMIs, and a number of different further advantages. Along with this additionally comes the burden of annual and renewal charges within the month-to-month billing cycle. The banks robotically add the bank card renewal price to the earlier month’s invoice. To keep away from these, you may as well get a lifetime free bank card, which doesn’t carry any annual or renewal charges. These bank cards carry quite a few rewards and advantages. Here is the record of some finest lifetime free bank cards with zero annual and becoming a member of charges.
ICICI Bank Credit Card: Amazon Pay
If you employ an ICICI Bank bank card for procuring on Amazon, prime members can get 5 % limitless reward factors. The non-prime members are eligible for 3 % of limitless reward factors. The person may earn 2 % cashback on funds to over 100 retailers, in the event that they use this card by Amazon Pay. You may earn 1 % cashback over different bills similar to procuring, eating, insurance coverage funds, journey and way more. No reward factors can be found on gas, EMI transactions and buy of gold. The highlighting characteristic of this card is that there isn’t a capping on reward factors, which suggests you may earn limitless reward factors in a single billing cycle.
HDFC Bank Credit Card: Shoppers Stop
This lifetime free bank card gives 6 First Citizens (FC) factors for each buy of Rs 150 on the Shoppers Stop personal label model. Apart from this, you get 2 FC factors on spending Rs 150 on different manufacturers and different classes of Shoppers Stop besides gas and pockets. Along with this, the person may also get a complimentary membership of Shopper Stop. As per the financial institution guidelines, I FC factors are equal to 60 paise.
Kotak Mahindra Bank: Lifetime Free Credit Card
Through this bank card, you get 2 reward factors for each Rs 100 spent on-line when you get 1 reward level for each Rs 100 spent offline. You can earn 500 Bonus Reward Points on the expenditure of Rs 5000 throughout the first 45 days of card issuance.
