HDFC Bank Vs PNB Vs ICICI Bank FD Rates: Fixed deposits have been an unattractive funding instrument for a very long time when the rates of interest had been at decrease ranges. However, the FD returns have change into enticing since May 2022 when the RBI began elevating rates of interest within the nation. Bank FDs at the moment are providing as excessive as 7.75 per cent. Here’s the FD rate of interest comparability of HDFC Bank, ICICI Bank and Punjab National Bank (PNB).
HDFC Bank and Punjab National Bank (PNB) are at present providing as much as 7.75 per cent rates of interest on FD, relying upon deposit tenure and depositor’s age. ICICI Bank is providing FD charges as much as 7.60 per cent yearly.
HDFC Bank’s Revised FD Interest Rate (On Deposits Below Rs 2 Crore):
7 days to 14 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
15 days to 29 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
30 days to 45 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
46 days to 60 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
61 days to 89 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
90 days to lower than equal to six months: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
6 months 1 day to lower than 9 months: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent
9 months 1 day to lower than 1 yr: For General Public – 6.00 per cent; For Senior Citizens – 6.50 per cent
1 Year to lower than 15 months: For General Public – 6.60 per cent; For Senior Citizens – 7.10 per cent
15 months to lower than 18 months: For General Public – 7.10 per cent; For Senior Citizens – 7.50 per cent
18 months 1 day to lower than 21 months: For General Public – 7.25 per cent; For Senior Citizens – 7.75 per cent
21 months to 2 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
2 years 1 day to lower than 2 years 11 months: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
2 years 11 months to 35 months: For General Public – 7.15 per cent; For Senior Citizens – 7.65 per cent
2 years 11 months 1 day to equal to or lower than 3 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
3 years 1 day to lower than 4 years 7 months: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
4 years 7 months to 55 months: For General Public – 7.20 per cent; For Senior Citizens – 7.70 per cent
4 years 7 months 1 day to lower than or equal to five years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
5 years 1 day to 10 years: For General Public – 7.00 per cent; For Senior Citizens – 7.75 per cent.
Latest rates of interest on fastened deposits beneath Rs 2 crore on the Punjab National Bank (each year):
7 days to 14 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
15 days to 29 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
30 days to 45 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
46 days to 60 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
61 days to 90 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
91 days to 179 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
180 days to 270 days: For General Public – 6.00 per cent; For Senior Citizens – 6.50 per cent
271 days to 299 days: For General Public – 6.25 per cent; For Senior Citizens – 6.75 per cent
300 days: For General Public – 7.05 per cent; For Senior Citizens – 7.55 per cent
300 days to lower than 1 yr: For General Public – 6.25 per cent; For Senior Citizens – 6.75 per cent
1 yr: For General Public – 6.75 per cent; For Senior Citizens – 7.25 per cent
Above 1 yr to 399 days: For General Public – 6.80 per cent; For Senior Citizens – 7.30 per cent
400 days: For General Public – 7.25 per cent; For Senior Citizens – 7.75 per cent
401 days to 2 years: For General Public – 6.80 per cent; For Senior Citizens – 7.30 per cent
Above 2 years as much as 3 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
Above 3 years as much as 5 years: For General Public – 6.50 per cent; For Senior Citizens – 7.00 per cent
Above 5 years to 10 years: For General Public – 6.50 per cent; For Senior Citizens – 7.30 per cent.
ICICI Bank’s newest rates of interest on fastened deposits beneath Rs 2 crore:
7 days to 14 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
15 days to 29 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
30 days to 45 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
46 days to 60 days: For General Public – 4.25 per cent; For Senior Citizens – 4.75 per cent
61 days to 90 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
91 days to 120 days: For General Public – 4.75 per cent; For Senior Citizens – 5.25 per cent
121 days to 150 days: For General Public – 4.75 per cent; For Senior Citizens – 5.25 per cent
151 days to 184 days: For General Public – 4.75 per cent; For Senior Citizens – 5.25 per cent
185 days to 210 days: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent
211 days to 270 days: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent
271 days to 289 days: For General Public – 6.00 per cent; For Senior Citizens – 6.50 per cent
290 days to lower than 1 yr: For General Public – 6.00 per cent; For Senior Citizens – 6.50 per cent
1 yr to 389 days: For General Public – 6.70 per cent; For Senior Citizens – 7.20 per cent
390 days to lower than 15 months: For General Public – 6.70 per cent; For Senior Citizens – 7.20 per cent
15 months to lower than 18 months: For General Public – 7.10 per cent; For Senior Citizens – 7.60 per cent
18 months to 2 years: For General Public – 7.10 per cent; For Senior Citizens – 7.60 per cent
2 years 1 day to three years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
3 years 1 day to five years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
5 years 1 day to 10 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent.