HDFC Bank Vs ICICI Bank Vs SBI FD Rates: Even as financial institution rates of interest are at elevated ranges after again-to-again hikes just lately, mounted deposits (FDs) have grow to be enticing beating inflation at a cushty margin. Here’s the comparability of the present mounted deposit (FD) rates of interest provided by three lenders State Bank of India (SBI), HDFC Bank and ICICI Bank on deposits beneath Rs 2 crore.
HDFC Bank is providing as much as 7.75 per cent rates of interest on FD, relying upon deposit tenure and depositor’s age. ICICI Bank is providing FD charges as much as 7.75 per cent yearly and SBI is giving as much as 7.50 per cent a 12 months.
Latest rates of interest on mounted deposits lower than Rs 2 crore at HDFC Bank (each year):
7 days to 14 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
15 days to 29 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
30 days to 45 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
46 days to 60 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
61 days to 89 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
90 days to lower than equal to six months: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
6 months 1 day to lower than 9 months: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent
9 months 1 day to lower than 1 12 months: For General Public – 6.00 per cent; For Senior Citizens – 6.50 per cent
1 Year to lower than 15 months: For General Public – 6.60 per cent; For Senior Citizens – 7.10 per cent
15 months to lower than 18 months: For General Public – 7.10 per cent; For Senior Citizens – 7.50 per cent
18 months 1 day to lower than 21 months: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
21 months to 2 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
2 years 1 day to lower than 2 years 11 months: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
2 years 11 months to 35 months: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
2 years 11 months 1 day to 4 years 7 months: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
4 years 7 months 1 day lower than or equal to five years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
5 years 1 day to 10 years: For General Public – 7.00 per cent; For Senior Citizens – 7.75 per cent.
ICICI Bank’s newest rates of interest on mounted deposits beneath Rs 2 crore:
7 days to 14 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
15 days to 29 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
30 days to 45 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
46 days to 60 days: For General Public – 4.25 per cent; For Senior Citizens – 4.75 per cent
61 days to 90 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
91 days to 120 days: For General Public – 4.75 per cent; For Senior Citizens – 5.25 per cent
121 days to 150 days: For General Public – 4.75 per cent; For Senior Citizens – 5.25 per cent
151 days to 184 days: For General Public – 4.75 per cent; For Senior Citizens – 5.25 per cent
185 days to 210 days: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent
211 days to 270 days: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent
271 days to 289 days: For General Public – 6.00 per cent; For Senior Citizens – 6.50 per cent
290 days to lower than 1 12 months: For General Public – 6.00 per cent; For Senior Citizens – 6.50 per cent
1 12 months to 389 days: For General Public – 6.70 per cent; For Senior Citizens – 7.20 per cent
390 days to lower than 15 months: For General Public – 6.70 per cent; For Senior Citizens – 7.20 per cent
15 months to lower than 18 months: For General Public – 7.20 per cent; For Senior Citizens – 7.75 per cent
18 months to 2 years: For General Public – 7.20 per cent; For Senior Citizens – 7.75 per cent
2 years 1 day to three years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
3 years 1 day to five years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
5 years 1 day to 10 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent.
State Bank of India’s FD Interest Rate (On Deposits Below Rs 2 Crore):
7 days to 45 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
46 days to 179 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
180 days to 210 days: For General Public – 5.25 per cent; For Senior Citizens – 5.75 per cent
211 days to lower than 1 12 months: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent
1 12 months to lower than 2 years: For General Public – 6.80 per cent; For Senior Citizens – 7.30 per cent
2 years to lower than 3 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
3 years to lower than 5 years: For General Public – 6.50 per cent; For Senior Citizens – 7.00 per cent
5 years to as much as 10 years: For General Public – 6.50 per cent; For Senior Citizens – 7.50 per cent.
