Government Eases Insurance Scheme For Health Workers: Claims To Settled In 48 Hours

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Pradhan Mantri Garib Kalyan Package was prolonged by one yr, from April 24, 2021.

With an intention to streamline the Pradhan Mantri Garib Kalyan Package (PMGKP) insurance coverage scheme, to supply aid to well being staff battling in opposition to COVID-19, the federal government introduced that the claims will now be licensed by the district collectors of the respective state governments and insurance coverage firms will approve, settle the claims inside a interval of 48 hours. According to an announcement launched by the Ministry of Health on Tuesday, June 1, the transfer comes after some states raised considerations that the processing of the insurance coverage claims was getting delayed. 

The authorities has prolonged the Pradhan Mantri Garib Kalyan Package insurance coverage scheme by one yr, with impact from April 24, 2021. The insurance coverage scheme for well being staff was initially launched on March 30, 2020, for a interval of 90 days with an intention to supply a complete private accident cowl of Rs. 50 lakh to all COVID-19 frontline healthcare staff. The scheme additionally covers non-public well being staff recognized by the federal government treating COVID-19 sufferers and for individuals who got here in direct contact with contaminated sufferers, being at a excessive threat of contracting the an infection.

The insurance coverage scheme for well being staff is being applied by an insurance coverage coverage from the New (*48*) Assurance Company or NIACL. According to the federal government, the insurance coverage coverage scheme has been prolonged twice thus far.

‘Pradhan Mantri Garib Kalyan Package’ insurance coverage scheme streamlined: Here’s what it’s good to know

  • According to the federal government, the brand new system is launched for the fast approval of claims and to simplify the method of the insurance coverage scheme for well being staff. As per the brand new instructions, the claims might be authorized by the state authorities on the degree of the District Collector.
  • The well being ministry added that the District Collector will certify the declare in every case in accordance with the SoPs (normal working process) of the insurance coverage scheme. 
  • Based upon the certificates of the District Collector, the insurance coverage firm will approve and settle the claims for the well being staff inside a interval of 48 hours. In order to keep up uniformity, the District Collector can even certify the claims in instances of central authorities hospitals or AIIMS/railways and so on.
  • The well being ministry acknowledged that the brand new system for relieving the insurance coverage scheme comes into impact instantly and has knowledgeable all states authorities, union territory administrations for a similar.



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