Curated By: Business Desk
Last Updated: December 04, 2023, 15:51 IST
Mukhyamantri Chiranjeevi Swasthya Yojana was launched in 2021.
Ashok Gehlot, the outgoing Chief Minister of Rajasthan, inaugurated the Mukhyamantri Chiranjeevi Swasthya Yojana in May 2021 to make sure that healthcare is accessible for everybody within the state.
In a bid to make healthcare amenities accessible to all in Rajasthan, Chief Minister Ashok Gehlot inaugurated the Mukhyamantri Chiranjeevi Swasthya Yojana in May 2021. Recognising the rising unaffordability of healthcare in India, the scheme goals to supply inexpensive medical health insurance insurance policies and value-efficient remedy packages, particularly concentrating on the economically weaker sections of society.
Under the Mukhyamantri Chiranjeevi Swasthya Yojana, households obtain medical health insurance protection price lakhs of rupees, encompassing illnesses and accidents. This authorities-run initiative has develop into the preferred well being scheme within the state, providing an annual profit starting from Rs 2 lakh to Rs 25 lakh, with the opportunity of a rise to Rs 50 lakh.
What units this scheme aside is its complete protection, spanning round 1,576 medical procedures, and its flexibility, permitting beneficiaries to avail medical remedy in each non-public and authorities hospitals. The affordability of the scheme is a key spotlight, with an annual premium as little as Rs 850, equating to simply Rs 70.8 per 30 days.
Commencing in 2021, the Mukhyamantri Chiranjeevi Swasthya Yojana initially supplied medical health insurance protection of Rs 5 lakh per household, subsequently growing it to Rs 10 lakh within the following yr. The authorities additionally pledged Rs 5 lakh for accident remedy. In 2023, the protection was additional expanded to Rs 25 lakh, with a further Rs 5 lakh for accident insurance coverage.
This healthcare initiative supplies eligible households with a cashless remedy good thing about Rs 25 lakh, overlaying crucial diseases equivalent to black fungus, most cancers, COVID-19, dialysis, and organ transplantation throughout all authorities hospitals within the state. The annual renewal of the coverage ensures continued protection.
Key advantages of the Mukhyamantri Chiranjeevi Swasthya Yojana embody protection of medical bills 5 days earlier than and fifteen days after discharge, the choice to hunt remedy in authorities and personal hospitals, and the availability of cashless medical providers, eliminating upfront funds. The scheme’s intensive protection additionally encompasses a various vary of medical procedures, together with main remedies.
