ICICI Bank Vs PNB Vs SBI: Check Detailed FD Interest Rate Comparison – News18

Even as rates of interest within the economic system are at elevated ranges, financial institution FDs have additionally grow to be enticing following steady repo price hikes by the RBI since May final yr. RBI Governor Shaktikanta Das earlier this month stated there may be nonetheless scope for banks to lift the rates of interest on deposits and loans.

Here’s the comparability of the present mounted deposit (FD) rates of interest supplied by three lenders State Bank of India (SBI), HDFC Bank and Punjab National Bank (PNB) on deposits beneath Rs 2 crore.

ICICI Bank is providing as much as 7.60 per cent rates of interest on FD, relying upon deposit tenure and depositor’s age. PNB is providing FD charges as much as 7.75 per cent yearly and SBI is giving as much as 7.50 per cent a yr.

Here are the most recent rates of interest on mounted deposits beneath Rs 2 crore at ICICI Bank:

• 7 days to 14 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
• 15 days to 29 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
• 30 days to 45 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
• 46 days to 60 days: For General Public – 4.25 per cent; For Senior Citizens – 4.75 per cent
• 61 days to 90 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
• 91 days to 120 days: For General Public – 4.75 per cent; For Senior Citizens – 5.25 per cent
• 121 days to 150 days: For General Public – 4.75 per cent; For Senior Citizens – 5.25 per cent
• 151 days to 184 days: For General Public – 4.75 per cent; For Senior Citizens – 5.25 per cent
• 185 days to 210 days: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent
• 211 days to 270 days: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent
• 271 days to 289 days: For General Public – 6.00 per cent; For Senior Citizens – 6.50 per cent
• 290 days to lower than 1 yr: For General Public – 6.00 per cent; For Senior Citizens – 6.50 per cent
• 1 yr to 389 days: For General Public – 6.70 per cent; For Senior Citizens – 7.20 per cent
• 390 days to lower than 15 months: For General Public – 6.70 per cent; For Senior Citizens – 7.20 per cent
• 15 months to lower than 18 months: For General Public – 7.10 per cent; For Senior Citizens – 7.60 per cent
• 18 months to 2 years: For General Public – 7.10 per cent; For Senior Citizens – 7.60 per cent
• 2 years 1 day to three years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• 3 years 1 day to five years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• 5 years 1 day to 10 years: For General Public – 6.90 per cent; For Senior Citizens – 7.50 per cent.

Latest rates of interest on mounted deposits beneath Rs 2 crore on the Punjab National Bank (every year):

• 7 days to 14 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
• 15 days to 29 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
• 30 days to 45 days: For General Public – 3.50 per cent; For Senior Citizens – 4.00 per cent
• 46 days to 90 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
• 91 days to 179 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
• 180 days to 270 days: For General Public – 5.50 per cent; For Senior Citizens – 6.00 per cent
• 271 days to lower than 1 yr: For General Public – 5.80 per cent; For Senior Citizens – 6.30 per cent
• 1 yr: For General Public – 6.80 per cent; For Senior Citizens – 7.30 per cent
• Above 1 yr to 443 days: For General Public – 6.80 per cent; For Senior Citizens – 7.30 per cent
• 444 days: For General Public – 7.25 per cent; For Senior Citizens – 7.75 per cent
• 445 days to 2 Years: For General Public – 6.80 per cent; For Senior Citizens – 7.30 per cent
• Above 2 years as much as 3 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• Above 3 years as much as 5 years: For General Public – 6.50 per cent; For Senior Citizens – 7.00 per cent
• Above 5 years to 10 years: For General Public – 6.50 per cent; For Senior Citizens – 7.30 per cent.

State Bank of India’s FD Interest Rate (On Deposits Below Rs 2 Crore):

• 7 days to 45 days: For General Public – 3.00 per cent; For Senior Citizens – 3.50 per cent
• 46 days to 179 days: For General Public – 4.50 per cent; For Senior Citizens – 5.00 per cent
• 180 days to 210 days: For General Public – 5.25 per cent; For Senior Citizens – 5.75 per cent
• 211 days to lower than 1 yr: For General Public – 5.75 per cent; For Senior Citizens – 6.25 per cent
• 1 yr to lower than 2 years: For General Public – 6.80 per cent; For Senior Citizens – 7.30 per cent
• 2 years to lower than 3 years: For General Public – 7.00 per cent; For Senior Citizens – 7.50 per cent
• 3 years to lower than 5 years: For General Public – 6.50 per cent; For Senior Citizens – 7.00 per cent
• 5 years to as much as 10 years: For General Public – 6.50 per cent; For Senior Citizens – 7.50 per cent.