Is Your Bank Account Linked To Aadhaar? Find Out With This Hassle-Free Online Check

Aadhaar Bank Account Link Status: Aadhaar is a 12-digit particular person identification quantity issued by the Unique Identification Authority of India. The quantity serves as a proof of identification and tackle, anyplace in India. Aadhaar is residents’ digital ID, and it really works as a single supply of on-line and offline identification verification for residents throughout the nation. Residents can use their Aadhaar quantity to confirm and validate their identification credentials both electronically or via offline verification.

Is it obligatory to hyperlink a checking account with Aadhaar?

As per the Prevention of Money-laundering (Maintenance of Records) Third Amendment Rules, 2019, if you happen to want to obtain any profit or subsidy underneath any scheme notified underneath part 7 of the Aadhaar (Targeted Delivery of Financial and Other subsidies, Benefits and Services) Act, it’s obligatory to submit Aadhaar quantity to the banking service supplier.

For different banking providers, Aadhaar is a most well-liked KYC doc. However, if you don’t want to submit Aadhaar, then it’s possible you’ll use every other formally legitimate paperwork as prescribed by the Reserve Bank of India. Remember, linking your checking account with Aadhaar on this case is non-obligatory.

While upholding the constitutional validity of Aadhaar, the Supreme Court, in September 2018, stated it isn’t obligatory for residents to furnish Aadhaar for opening financial institution accounts if they aren’t availing of presidency subsidies.

To examine in case your checking account is linked with Aadhaar, you possibly can comply with these easy steps:

• Visit the official web site of the Unique Identification Authority of India at https://uidai.gov.in/.
• Click on the ‘My Aadhaar’ tab and choose ‘Aadhaar Services’ from the drop-down menu.
• Under the ‘Aadhaar Services’ part, click on on ‘Check Aadhaar & Bank Account Linking Status’.
• You shall be directed to a brand new web page the place you should enter your 12-digit Aadhaar quantity and the safety code displayed on the display screen.
• Click on ‘Send OTP’ and enter the OTP despatched to your registered cell quantity.
• Once you enter the OTP, click on on ‘Login’ and it is possible for you to to view the standing of your Aadhaar and checking account linking.

Alternatively, you may as well examine your Aadhaar and checking account linking status by logging into your web banking account or by visiting your financial institution department and enquiring with the financial institution officers.

• Visit your financial institution’s official web site or go to the closest financial institution department.
• Provide your Aadhaar quantity and PAN card particulars to the financial institution.
• Fill out the shape for Aadhaar linking.
• The financial institution will confirm your Aadhaar particulars with UIDAI and hyperlink your Aadhaar along with your checking account.

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