Senior First plan contains protection choices of as much as Rs 25 lakh with no sub-limits
Leading medical insurance participant Max Bupa Health Insurance, as we speak launched the ‘Senior First’ medical insurance plan for senior residents, as a way to make healthcare extra accessible and present monetary help. According to an announcement shared by Max Bupa, the Senior First plan contains protection choices of as much as Rs 25 lakh with no sub-limits on widespread well being circumstances similar to knee substitute, cataract, and many others. The plan for senior residents comes with options similar to well being check-ups from day one, no necessary pre-issuance medical checks, hassle-free claims course of. (Also Read: COVID-19 Treatment: Does Your Health Insurance Policy Cover All The Expenses? )
The medical insurance plan and its advantages purpose to help clients to beat the present challenges amid the pandemic and supply ease of coverage issuance. One of the foremost highlights of the Senior First medical insurance is the ‘ReAssure’ profit – which is a limiteless sum insured profit and triggered with the primary declare.
According to the insurer, anybody declare paid from this profit will be as much as the bottom sum insured. The policyholder could make as many claims as required in the identical coverage yr, for a similar or totally different diseases. In easy phrases, the function will enable senior residents to by no means fall wanting the protection, which is essential to guard towards unexpected well being bills in the direction of ailments similar to coronavirus. This may even be helpful for crucial diseases similar to most cancers, dialysis, kidney failure when sufferers have to be hospitalised a number of occasions all year long.
The Senior First plan is on the market within the gold and platinum vary, with sum insured starting from Rs 5 lakhs as much as Rs 25 lakhs. The main options of Max Bupa’s Senior First medical insurance plan for senior residents are as follows:
- No Sub-Limits relevant: There is not any capping for the therapy of widespread well being circumstances similar to cataract, joint replacements, and many others
- ReAssure profit: It is a limiteless sum insured profit and triggered with the primary declare. anybody declare paid from this profit will be as much as the bottom sum insured. The policyholder could make as many claims as required in the identical coverage yr, for a similar or totally different diseases.
- Annual well being check-ups from day one: There is not any linkage to the declare or renewal. The policyholders can declare for a well being check-up from the primary day of the coverage itself.
- No sum insured and age-based pre-policy medical check-up: The pre-issuance medical check-up isn’t obligatory. Senior residents can take the coverage with out having to endure any sum insured or any age-based pre-policy medical check-up.
- All day care remedies lined: The protection for bills incurred in the course of the day care remedies requiring greater than two hours of hospitalization, together with radiotherapy, angiography, dialysis, and many others
- Safeguard add-on: A 100 per cent protection for the non-payable bills similar to gloves, PPE kits, conveyance prices, oxygen masks, and many others. An inflation-adjusted enhance in base sum assured yearly, with no influence on the No Claims bonus, if the claims in a coverage yr are as much as Rs 50,000.
