New Delhi: Punjab National Bank (PNB) has a particular wage account for the salaried employed, providing numerous advantages suiting totally different wage bracket. The Zero balance account might be opened by common workers of central/state Govt, PSU, Govt-semi Govt Corporation, MNCs, Reputed Institutions, Reputed Corporate, Reputed Educational Institutions.
The Punjab National Bank MySalary Account is split into 4 classes – Silver, Gold, Premium and Platinum. These divisions are primarily based on Variants/Drawing Gross Salary per Month/Scheme Code as follows:
Silver: Rs 10,000 & above upto Rs.25,000
Gold: Rs 25,001 & above upto Rs.75,000
Premium: Rs 75,001 & above upto Rs 1,50,000
Platinum: Rs 1,50,001 and above
PNB Salary Account offers you overdraft facility of as much as 3 lakh
Primary account holder of the Punjab National Bank Salary Account could avail overdraft as much as a sum representing final two months’ NET Salary at Rate of Interest of ‘RLLR + 3.70% each year. The Overdraft restrict shall be sanctioned manually by taking bodily software type and mortgage settlement and shall be mounted as per eligibility. The similar will have to to be adjusted in six months and contemporary Overdraft restrict shall be allowed solely after adjustment of the earlier one.
The most quantity of overdraft is as follows: (Variants And Overdraft Limits)
SILVER: Rs 50000
GOLD Rs 1,50,000
PREMIUM: Rs 2,25,000
PLATINUM: Rs 3,00,000
Additionally, account holders throughout all the variants will even get Personal Accidental Insurance Cover of Rs 20 lakh.
However, account holders should notice that in case, wage is just not credited for steady three months in a calendar quarter, the account shall be transferred to Saving Fund General and all freebies shall be withdrawn by system.
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